Credit Card Risk Processing Offshore Merchant Accounts.
 

High Risk and Offshore Credit Card Processing

Online Pharmacy Merchant Account

Risk Processing provides online pharmacy merchant accounts for credit card processing in the USA and offshore. Obtain a pharmaceutical merchant account for your pharmacy needs.

Adult Merchant Account

Risk Processing provides adult merchant accounts for credit card processing in various jurisdictions. 48 hour approvals. Below are the steps to apply for an adult merchant account:

Gaming Merchant Accounts

Gaming Merchant accounts for online casino, sports book and lotto businesses can be obtained through us.

We can offer:

  • Casino Merchant Accounts
  • Sports Book Merchant Accounts
  • Lotto Merchant Accounts

With our Offshore Merchant Accounts, your casino or sports book will be able to accept Visa and Mastercard in realtime. Our merchant accounts offer the following features:

  • Unlimited Processing.
  • Online Billing & Accounting.
  • 48 Hour Setup & Approval.
  • Offshore $U.S. Processing.
  • Virtual Terminal.
  • Competitive Setup Fees.

Our discount rates vary from 3.75% to 6.5% depending on gross monthly processing volume and any special incentives. In addition, there is also a 50 cent per transaction charge.

All monies are paid 15 days in arrears on the 1st and 16th of each month. There is a 10% rolling reserve on a 6 month cycle.

All monies may be deposited into any bank account worldwide but we recommend using one of our offshore banks. While our company specializes in offshore merchant accounts for Gaming Web Sites, we do offer several offshore merchant account solutions for other web sites including adult, telemarketing, travel and all high-volume, high-risk businesses.

Telemarketing Merchant Account

Has PaySystems shutdown your company virtually stopping you from processing credit cards? Apply today and accept credit cards again in less than 24 hours! Don't delay - get your merchant account today!

If you operate a high-volume or high-risk business, and cannot find the right merchant service for your needs we can offer the perfect solution. Since we specialize in high-risk accounts, we are able to offer the same high quality service to all of our customers without regard to their business.

Our Merchant Account partner enables debit card processing to all online businesses including all gaming and adult entertainment web sites.

Merchant Account features

Third Party
 (Euro, USD, GBP) Merchant Account --eCommerce, Gaming, Pharmacy, Adult, MOTO, Travel:

  • Processing MasterCard and Visa, American express, Diners, Electron, Delta, Maestro.
  • Uncoded iGaming Transactions
  • No Capped volume
  • No EU incorporation needed
  • Real time processing.
  • Virtual Terminal.
  • Recurring billing.
  • Pre-Auth
  • + 82 % Approval Rate
  • Advanced real time backend reporting and admin tools
  • 24hr Billing and Tech support

Fraud protection:

  • 3d secure, MasterCard Secure Code / Verified by Visa ( optional)
  • High Risk Country Block
  • AVS and CVV2 verification
  • Internet protocol (ip)address
  • E-Mail address
  • Individuals Name,area /Issuing banks area.
  • email confirmation.

Overview

Merchant accounts.

The hardest part of setting up a merchant account is the acquiring bank, it is difficult for a small business owner to find a bank that will handle their credit card transactions. The credit cards companies penalize for chargeback ratio of over 2%. A chargeback happens when a cardholder disputes a charge and simply charges back, as eCommerce is a "no cardholder present transaction" the credit card companies have managed to assign this responsibility to the merchant first. If the merchant cannot handle the penalties and fees, then the bank is held responsible. So naturally the acquiring banks only want to handle merchants who have a good deal of exciting assets, and spotless credit history. Often a deposit is required, with large set up fees. A trading volume in excess of $50 000.00 would also be required by an acquirer, as usually their minimum processing fees are $2000 p/month.

Our Third party processing solution therefore exists for this precise reason, to relieve the headaches of merchant account application, for the smaller merchant, with a quicker turnaround for your money.

The limitations as in Credit Card data not being captured by yourself, or in some cases, not having your own "bill descriptor", are the only real differences. You may also be concerned about the reliability of the third party processor, our merchant provider have been in business for almost 5 years and have a successful track record and process for over 500 merchants, worldwide. We do the due diligence and Risk Management compliance checks on the merchants in-house, and we are particular about which businesses we accept. We are a growing company, and service all areas of eCommerce business worldwide. Our strengths lie in our acquiring platforms.

Master merchant status , MID = MERCHANT ID NUMBER (MERCHANT ACCOUNT) available for over $50.000 / month volume
or a THIRD Party account for under $50.000 / month volume

You can start with the third party merchant, and If your monthly volume reaches $50.000 you can apply for a MID = MERCHANT ID NUMBER.
The basic difference is that with MID, you will have your own bill descriptor, and your company name will show on customer's statement.
Normally payout is weekly, 3 weeks in arrears, and third party is 4 weeks in arrears.
With Third party merchant account, our provider company name will show on customer's statement.

Third party merchant account setup fee is $500 but depends, on case by case...

 
High Risk Credit Card Merchant Services - Online Pharmacies, Health / Herbal Supplements, Adult Websites, Tobacco sellers, Pre-Paid Cards, Travel Service, Online Hotcal & Car Reservations, Software Downloads, Marketing & Tax Consultants, Educational Literature, E-Cash, Web Hosting Companies, Online Dating, Global Charities, Online Advertising, VOIP, Voice over IP, Inbound and Outbound Telemarketing
 

Internet Payment Gateway Features

  • Real time reporting
  • Unique user name & password access
  • Merchant customized reporting features
  • Negative credit card database
  • Negative IP address filtering
  • Negative e-mail database
  • AVS & CVV2
  • Country of origin blocking
  • Reverse IP and DNS lookup
  • Velocity checks
  • Geo-location inconsistency
  • information backup every 15 minutes
  • High bandwidth backbone connection
  • Mirrored redundant database servers
  • Secure monitored firewalls
  • High speed secure processing

European ACH (bank debit): 

Merchants can add 10% to 20% or more to their bottom line by accepting European checks. Europeans do not use credit cards the way Americans do. This payment option is a must.

US ACH Check Processing: 

Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

 

Offshore Credit Card Processing Solutions

It's a very simply process to get started with your very own Merchant processing account. Please complete the application completely and we will review and contact you within 2 business days.

Once we have reviewed we will need the following additional information to complete the process:

  • Copy of Passport ID. Or Drivers License
  • Copy of Corporation Documents
  • 12 months Processing Statements (New business excluded)
  • Business Plan and Marketing (In some cases)
  • Current Utility Bill
  • 12 Months Bank Statements
  • Executive Summary
  • Certified copy of shares listing shareholders of the company in Legible copy of a form of proof of residence for each principal owner (e.g. telephone bill)
  • URL (s) of all sites
  • Login information if Member based or special access is required
  • Company Financials if no Company Financials then 3 years of Tax returns Personal
  • 6 Months Bank statements
  • Information on Delivery Timescales
  • Refund/Return Policy

Detailed Real Time Reports and Customer Service:

All of our payment options include customer service and an excellent merchant management/reporting system.